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Plumber training courses may help increasing FTBs

Increasing options for first-time buyers (FTBs) in the mortgage market could lead to the services of tradespersons who have taken plumber or electrician courses more valuable.

Moneysupermarket.com recently revealed that there are currently 22 per cent more 85 per cent loan-to-value home loans available than in December 2009, while average rates have declined.

According to chief executive officer of Firstrung Paul Holmes, this could well lead to growing numbers of Brits being able to afford to get onto the property ladder for the first time.

"Undeniably it will help more FTBs because the deposit level is a lot more attractive than coming up with 25 to 40 per cent," he explained.

With more people potentially buying homes in the near future, it could be that the skills of workers with approved plumbing or electrical qualifications are increasingly in demand to fit new appliances or repair old fixtures and problems in the new property.

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